Discussion Paper Series in Economics, Department of Economics, Norwegian School of Economics (NHH)
Health Insurance Coverage for Low-income Households: Consumption Smoothing and Investment.
Abstract: I estimate the effects of public health insurance on
consumption smoothing and investigate the extent to which the public
insurance interacts with private arrangements of self-insurance. Exploiting
a dramatic expansion in health insurance coverage in rural China, I find
that the introduction of public health insurance helps households
completely insure against severe health shocks. The health insurance also
reduces the magnitude of decline during a health shock in investments in
children's education, agricultural activities and durable goods. The
evidence suggests that the benefit of social insurance for low-income
households could also come from reducing the use of costly smoothing
Keywords: Public health insurance; Rural China; (follow links to similar papers)
JEL-Codes: D10; I10; O10; (follow links to similar papers)
32 pages, October 24, 2013
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