Working Paper Series, Department of Economics, Uppsala University
No 2004:5:
Private Alternatives and Early Retirement Programs
Matias Eklöf ()
and Daniel Hallberg ()
Abstract: This paper describes early retirement option programs in
collective agreements in Sweden during the 1990s. We highlight the
differences between actual pension benefits and those stipulated in the
standard agreements. We find that the individuals frequently face far
better options than those given by standard agreements. The mix and the
timing of pensions is usually done in a non-trivial way. Thus, if we just
relied on the standard agreement text, one important implication of these
findings is that the effects of economic incentives on retirement very well
might be over-estimated.
Keywords: Retirement; early retirement programs; occupational pension; (follow links to similar papers)
JEL-Codes: J14; J21; (follow links to similar papers)
30 pages, June 4, 2004
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